Keeping your future bright
Loan Restructuring Solutions is comprised of a staff of former bank negotiators from banks like Chase, Bank of America, Wells Fargo, and Countrywide -- just to mention a few.
Our staff knows the ratios your financial documentation has to match for an approval as well as the current investor delegations corresponding to investor requirements.
Our bank negotiators will handle every aspect of the modification process on your behalf. You will never have to go on a wild goose chase again. No frustrations or sleepless nights anymore.
Why Loan Restructuring Solutions?
1. Wholesale Pricing -- We are always able to beat our competitors pricing and generate you savings of up to 50% for like services. You will be hard pressed to find any other wholesale modification company to offer the same expertise and customer service level that we offer. Our focus is strongly in the processing so your files will always receive the personal attention they deserve.
2. State-of-the-Art Web Based Portal -- We have spared no expense in creating a secure and easy to use affiliate portal from the ground up. From our portal you will be able to pre-qualify, upload documents and track your files in real time. Trough our innovative notation system, you can also start a dialogue with our team of negotiators and processors so you are never left in the dark.
3. Top Notch Negotiators & Processors -- At Loan Restructuring Solutions our team of negotiators is hand picked right out of some the largest bank workout departments. This allows us to leverage from their existing knowledge and experience to successfully work with the banks and produce concrete results. We do not use attorneys or ex-collectors, who in fact do not improve your chances of getting a successful modification. The reason is simple, you don't want to put the bank on the defensive while you are asking them to help you.
4. Money-back Guarantee -- At Loan Restructuring Solutions we offer a 100% money-back guarantee in writing. Therefore it is in our best interest to get a successful modification for you or your client - otherwise we do not get paid one cent. This said, you can rest assured that if we guarantee a file it has a excellent chance of approval. Right now we have a success rate of 98% on files that we guarantee. Hey, No one is perfect - But we are trying!
5 Customer Service -- From the first day you become our affiliate, we will roll out the red carpet for you. You will be assigned with your own personal Account Executive to handle any and all questions you may have. If by chance you are unable to reach your account executive immediately, your call will automatically roll over to one of our Sales Managers who can also help you. That way, when you call, you will always be able to speak with a live person and not just an answering machine. At Loan Restructuring Solutions, outstanding customer service is our #1 priority.
Services Offered
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Modifications
- We can extend the term of the loan to 30 years, 40 years, and even 50 years.
- We can reduce interest-only accounts all the way down to 3.25%.
- We can even change interest only accounts into 30, 40, 50 year fixed rate terms with interest rate reductions all the way down to 5.25%.
- We can even modify homeowners who are current on their loan.
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Forbearances (payment suspension 3-12 months)
- We can do this for temporary (short term) financial hardships.
- Homeowner must be able to provide a letter of hardship with specific details.
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Short Sales
- We can help homeowners and their chosen real estate agent process the paperwork.
- Homeowners are required to have their home listed for a minimum of 90 days before we can pursue a deed in lieu of foreclosure.
- This option saves the homeowners credit score and forgives the difficancy balance.
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Deed in lieu of foreclosure
- Must have had home listed for sale a minimum of 90 days with a licensed real estate agent or broker before we can proceed with this option.
- We can have the Lender take back the home and sell the property themselves
- This option saves the homeowners credit score and forgives the difficancy balance.
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Formal Repayment Plans
- We can structure a repayment plan that suits the homeowners current financial situation which will allow them to keep the property and stop the foreclosure process.
